Mortgages
As a whole-of-market company we can use all products from High Street and Sub-prime lenders, across the mortgage industry. Therefore, we have access to a wide range of mortgage products that can be tailored to meet each indidivual client's needs and circumstances.
Reviewing your current mortgage
It is vital that you regulary review your mortgage, as you could reduce your monthly outgoings, pay off your mortgage quicker and gain a better understanding of the security of certain deals. By remortgaging, you could reduce your monthly payments to save money, release equity in your property for home improvements or consolidate debt.
First time buyers
As the market continues to develop, more first time buyers are being given the opportunity to get themselves on the property ladder. Professional advice is a vital ingredient within the process, as it can become very confusing with deposits, stamp duty, rates, house prices, types of mortgages and the different schemes available.
Buy-to-Let
Potentially a perfect investment for the right person. However, lenders criteria can be confusing and does differ substantially to a typical residential mortgage. Beacham's Elite Mortgages will help you find the best Buy to Let mortgage to help maximise your potential profits and help to build a property portfolio that suits your needs and circumstances.
Equity Release
An equity release mortgage, allows you to release some of the cash stored in your home without the need to move. Equity Release depends on the age of the applicant, how much your home is worth and how much you choose to borrow.
Commercial Mortgages
Whether you need to buy a new building or release equity from your existing one, a commercial mortage could be the answer for your business.